ByMiles

By Miles is a UK-based insurtech company that offers pay-per-mile car insurance for low-mileage drivers, operating under the motto 'the less you drive, the less you pay.' Founded and registered in Norwich, Norfolk (company number 09498559), By Miles is authorised and regulated by the Financial Conduct Authority (FCA). The company's insurance model splits costs into two components: a fixed annual fee to cover the car while parked, and a variable per-mile rate for actual miles driven, tracked via a proprietary matchbox-sized Miles Tracker device that plugs into a car's OBD-II port, or directly through a car's mileometer for compatible newer vehicles. By Miles targets UK drivers who drive under 7,000 miles per year and would otherwise subsidise higher-mileage drivers under traditional insurance pricing. The company's mobile app and web dashboard give policyholders real-time journey cost tracking, a 'Find My Car' feature, a 'Car Medic' engine diagnostic tool, and automated MOT and car tax reminders. By Miles has won multiple industry awards including Best Car Insurance Provider (Insurance Choice Awards 2021), Best Insurance App (2020), and is rated Excellent on Trustpilot with over 11,600 reviews. Note: as of the time of research, By Miles is no longer accepting new customers.