All Rankings

Top 100 Fintech Startups in India 2026

The most-funded fintech startups headquartered in India, from payments and lending to insurtech and regtech, ranked by total capital raised.

Known total funding for 100 of 100 ranked companies: $24.0B.

Showing top 100 matching companies · Ranked by total funding raised

Use company data through the API.
Example request
curl "https://indexed.vc/api/v1/companies?industries=Fintech,Payments,Insurtech,Regtech&countries=India&operatingStatus=active&sort=total_funding_raised&order=desc&limit=100" -H "X-API-Key: YOUR_API_KEY"

The API industry filter also matches related labels: FinTech, Financial Technology, Financial Services.

The API has no company type filter, so public companies can appear; this list counts private companies only.

The API cannot leave out companies whose latest round is a grant, private equity or debt financing; this list does.

Data from Indexed.vcUpdated

Methodology: up to 100 active companies matching this list's filters are ordered by disclosed total funding in USD. Companies whose latest round is one of: Grant, Private Equity, Debt Financing are excluded. Totals include recorded grants and other qualifying funding, not just equity. Open a company profile for its funding summary and available detail. How this data is built.

26
Bizongo

B2B vendor digitization and embedded financing platform for supply chain and packaging industries.

Mumbai, India201–500E-Commerce, Fintech
Series ETotal funding$220.0MMar 2025
27
Leap Finance

Leap Finance is an Indian fintech that provides collateral-free education loans and counselling t...

Bengaluru, India51–200EdTech, Fintech
Series ETotal funding$217.5MJan 2025
28
Aye

Aye Finance provides business loans to small and micro enterprises across India, using technology...

Gurugram, India10001+Fintech, Lending
Series G+Total funding$210.3MSep 2024
29
BillDesk

BillDesk is an online payments platform providing electronic payment solutions to consumers and b...

Bengaluru, India501–1000Financial Services, Fintech
Series BTotal funding$205.0MJan 2015
30
IKF Finance

IKF Finance is an Indian NBFC with over three decades of experience providing secured retail lend...

Vijayawada, India1001–5000Financial Services, Fintech
Series DTotal funding$201.1MMay 2025
31
Oxyzo

RBI-registered NBFC offering collateral-free working capital and credit solutions, including purc...

Gurugram, India501–1000Financial Services, Fintech
Series ATotal funding$200.0MMar 2022
32
Jupiter

Jupiter provides a digital banking platform that gives consumers a consolidated view of their fin...

Mumbai, India501–1000Fintech, Banking
Series DTotal funding$199.8MOct 2025
33
Juspay

Juspay is a global payments technology company providing enterprise payment orchestration, checko...

Bengaluru, India1001–5000Fintech, Payments
Extension RoundTotal funding$197.4MJan 2026
34
Arya Collateral

Arya.ag is India's largest integrated grain commerce platform, providing farmers and agribusiness...

Noida, India1001–5000Agtech, Fintech
Series DTotal funding$196.6MJan 2026
35
Drip Capital

Drip Capital is a digital trade finance lender providing vendor financing, receivables financing,...

Palo Alto, India201–500Fintech, Lending
Venture RoundTotal funding$193.0MSep 2024
36
M2P Fintech

M2P Fintech provides API-driven banking, lending, and payments infrastructure that helps banks, N...

Chennai, India1001–5000Fintech, SaaS
Series DTotal funding$193.0MOct 2024
37
Money View

Digital-first fintech app in India offering loans, credit tracking, payments and savings products...

Bengaluru, India201–500Financial Services, Fintech
Venture RoundTotal funding$189.2MFeb 2026
38
Khatabook

Digital ledger app that lets Indian businesses record customer credit and debit transactions and ...

Bengaluru, India201–500Fintech
Series CTotal funding$186.5MAug 2021
39
Rupeek

Rupeek is India's leading asset-backed digital lending fintech platform, founded by Sumit Maniyar...

Bengaluru, India1001–5000Fintech, Lending
Series ETotal funding$181.1MJun 2024
40
Veritas Finance

Financial services firm for micro, small and medium enterprises in India.

Chennai, India1001–5000Fintech
Venture RoundTotal funding$172.5MSep 2024
41
FlexiLoans

MSME-focused digital lending provider.

Mumbai, India501–1000Fintech
Extension RoundTotal funding$169.0MJun 2025
42
Ummeed Housing

National Housing Bank-registered Indian lender that offers home, business, and property-backed lo...

Gurugram, India1001–5000Fintech
Series FTotal funding$153.4MJun 2024
43
NeoGrowth

Small business lender

Mumbai, India1001–5000Fintech
Series DTotal funding$147.0MDec 2022
44
Dhan

Dhan provides a mobile trading and investing platform for users, offering margin, charts, option ...

Mumbai, India501–1000Fintech
Series BTotal funding$142.0MOct 2025
45
Capital Float

Capital Float is an online platform that provides working capital finance to SMEs. FinTech Small ...

Bengaluru, India501–1000Fintech, SaaS
Series DTotal funding$137.0MSep 2021
46
Upstox

Upstox is one of India's fastest-growing online trading platforms, enabling 13M+ customers to inv...

Bengaluru, India501–1000Fintech
Series CTotal funding$137.0MNov 2021
47
Finova Capital

Finova Capital is an RBI-licensed NBFC that provides working capital, machinery, and business loa...

Jaipur, India1001–5000Financial Services, Fintech
Series ETotal funding$135.0MOct 2024
48
Scapia

Indian fintech offering a travel-focused credit card with lounge access, rewards, and a fully dig...

Bengaluru, India51–200Fintech
Series CTotal funding$135.0MMay 2026
49
Square Yards

Indian integrated real estate and mortgage platform.

Gurugram, India5001–10000Fintech, PropTech
Growth EquityTotal funding$130.0MJun 2026
50
Fi

Indian neobank offering a financial app with a built-in savings account, helping users manage, gr...

Bengaluru, India201–500Banking, Financial Services
Series CTotal funding$120.2MDec 2021