All Rankings

Top 100 Fintech Startups in India 2026

The most-funded fintech startups headquartered in India, from payments and lending to insurtech and regtech, ranked by total capital raised.

Known total funding for 100 of 100 ranked companies: $24.0B.

Showing top 100 matching companies · Ranked by total funding raised

Use company data through the API.
Example request
curl "https://indexed.vc/api/v1/companies?industries=Fintech,Payments,Insurtech,Regtech&countries=India&operatingStatus=active&sort=total_funding_raised&order=desc&limit=100" -H "X-API-Key: YOUR_API_KEY"

The API industry filter also matches related labels: FinTech, Financial Technology, Financial Services.

The API has no company type filter, so public companies can appear; this list counts private companies only.

The API cannot leave out companies whose latest round is a grant, private equity or debt financing; this list does.

Data from Indexed.vcUpdated

Methodology: up to 100 active companies matching this list's filters are ordered by disclosed total funding in USD. Companies whose latest round is one of: Grant, Private Equity, Debt Financing are excluded. Totals include recorded grants and other qualifying funding, not just equity. Open a company profile for its funding summary and available detail. How this data is built.

1
Ola

India's largest ride-hailing platform offering cab bookings, auto-rickshaws, bike taxis, and fina...

Bengaluru, India10001+E-Commerce, Fintech
Series G+Total funding$3.6BDec 2021
2
CRED

CRED is an exclusive, members-only platform that transforms credit card bill payments into reward...

Bengaluru, India501–1000Fintech, Payments
Series G+Total funding$1.8BJun 2026
3
PhonePe

PhonePe operates India's largest digital payments platform, enabling consumers and merchants to m...

Bengaluru, India5001–10000Financial Services, Fintech
Growth EquityTotal funding$1.8BOct 2025
4
Razorpay

Razorpay enables businesses to accept online and offline payments, make payouts, manage business ...

Bengaluru, India1001–5000Banking, Fintech
Series FTotal funding$816.6MDec 2021
5
OfBusiness

OfBusiness operates a technology-enabled B2B commerce platform that helps Indian SMEs procure raw...

Ahmedabad, India10001+Fintech, Industrials
Series G+Total funding$685.0MDec 2021
6
Perfios

Perfios is India's largest B2B SaaS fintech company, empowering 1,000+ financial institutions wit...

Bengaluru, India501–1000Fintech, SaaS
Extension RoundTotal funding$658.0MMar 2024
7
BharatPe

BharatPe provides Indian merchants with payment acceptance, lending, and financial products throu...

Gurugram, India1001–5000Fintech
Series ETotal funding$621.5MAug 2021
8
KreditBee

KreditBee facilitates loan transactions between borrowers and RBI-registered banks and NBFCs thro...

Bengaluru, India1001–5000Fintech, Lending
Series ETotal funding$606.0MApr 2026
9
Janalakshmi Financial Services

Janalakshmi Financial Services was an Indian microfinance institution founded in 2006 that transf...

Bengaluru, India10001+Fintech
Venture RoundTotal funding$460.4MSep 2017
10
SK Finance

SK Finance is an Indian non-banking lender offering commercial vehicle, car, tractor, two-wheeler...

Jaipur, India10001+Fintech
Venture RoundTotal funding$450.0MJan 2024
11
Avanse Financial Services

Leading Indian NBFC providing education loans for students studying in India or abroad, founded 2...

Mumbai, India201–500Fintech
Growth EquityTotal funding$403.8MJan 2026
12
Zeta

Zeta is a next-gen banking technology platform enabling financial institutions to launch extensib...

Bengaluru, India1001–5000Banking, Fintech
Series DTotal funding$360.0MFeb 2025
13
CarDekho

CarDekho is India's leading digital automotive marketplace for buying and selling new and used ca...

Jaipur, India1001–5000E-Commerce, Fintech
Venture RoundTotal funding$335.0MOct 2021
14
StashFin

Stashfin uses AI and a user-first digital platform to deliver personalized lending, insurance, bo...

Gurugram, India201–500Fintech
Series CTotal funding$315.0MJun 2022
15
CoinSwitch

India's largest cryptocurrency exchange platform with over 20 million registered users, providing...

Bengaluru, India501–1000Crypto & Web3, Financial Services
Series CTotal funding$300.0MOct 2021
16
Niyo

Indian fintech offering digital banking, multi-currency travel cards for consumers and payroll ba...

Bengaluru, India201–500Banking, Fintech
Series CTotal funding$295.0MOct 2023
17
Mintifi

Mintifi provides inventory and supply-chain financing that helps Indian distributors and retailer...

Mumbai, India201–500Fintech, Lending
Series ETotal funding$290.0MDec 2024
18
LendingKart

India-based digital lending platform providing working capital loans to small and medium business...

Ahmedabad, India201–500Fintech
Series FTotal funding$271.0MJan 2025
19
Infinity Fin

Infinity Fincorp is an Indian NBFC providing secured Loan Against Property (LAP) products for MSM...

Mumbai, India51–200Fintech
Growth EquityTotal funding$264.0MOct 2025
20
Yubi (fka CredAvenue)

Yubi (fka CredAvenue) is a fully integrated, unified digital platform that helps discover, trade,...

Chennai, India1001–5000Fintech, SaaS
Venture RoundTotal funding$257.0MAug 2024
21
Fibe

Fibe is an Indian digital consumer-financing platform offering personal loans and purpose-driven ...

Pune, India501–1000Fintech, Lending
Series FTotal funding$250.7MDec 2025
22
CoinDCX

Indian cryptocurrency exchange offering trading, investing, and crypto financial products to reta...

Mumbai, India501–1000Crypto & Web3, Fintech
Corporate RoundTotal funding$238.9MOct 2025
23
Open

Open (formerly Acelerate) is an online sales engine helps restaurants effortlessly increase their...

Bengaluru, India201–500Fintech
Series BTotal funding$238.3MSep 2025
24
Turtlemint

Turtlemint operates an insurtech platform that helps India's financial advisors compare, quote, a...

Mumbai, India1001–5000Fintech, Insurtech
Series ETotal funding$221.0MMay 2022
25
OneCard

Mobile-first credit card and card-management app for consumers in India, offering metal cards, re...

Pune, India51–200Banking, Fintech
Extension RoundTotal funding$220.5MDec 2024