Vola

Vola Finance is a New York-based personal finance app founded in 2017 that provides underbanked and credit-invisible users with up to $500 in no-interest, no-fee cash advances, credit score building tools, and a secured banking account. The platform does not require a credit check and uses alternative data to assess eligibility, making financial services accessible to individuals living paycheck to paycheck, students, and gig workers. Vola also offers CreditMap, a debt management and credit health tool, and a Vola Card for spending. The company has raised funding from NextView Ventures and Draycott Ventures.