Standard Economics

Standard Economics is a fintech and AI startup founded in 2025 that is building what it calls 'economic superintelligence' — a system designed to allocate capital more accurately to more people in more places than traditional financial institutions. The company's approach starts by creating trust through accessible financial services including stablecoin-based payments and USD-stablecoin platforms, particularly focused on cross-border remittances for unbanked and underbanked populations. Each financial interaction — transactions, repayments, earning and spending patterns — trains an underlying financial model that compounds over time, enabling better capital allocation decisions at scale. The company's vision is a financial intelligence system with memory, judgment, and the ability to continuously improve its own decisions, ultimately outperforming legacy institutions at directing capital to the people who will use it most effectively.