Skit.ai

Skit.ai is an omnichannel AI platform purpose-built for debt collections, helping creditors and collection agencies automate and scale consumer conversations across the collections lifecycle. Founded in 2016 and headquartered in New York (with offices in Bangalore and Mumbai), the platform engages consumers across voice, SMS, email, and chat in multiple languages, handling high-volume routine interactions including payment reminders, right-party verification, promise-to-pay capture, payment processing, and dispute intake. With over eight years of live deployments, one billion conversations processed, and $1B+ in accounts resolved, Skit.ai serves 53,000+ creditors across 19+ debt types — including banks, agencies, fintechs, healthcare systems, and utilities. The platform includes built-in compliance safeguards for FDCPA, TCPA, Regulation F, HIPAA, PCI-DSS, and SOC 2 Type II, and integrates with major CRMs, dialers, and payment systems.