Satin

Satin Creditcare Network Limited (SCNL) is one of India's leading non-banking financial companies and microfinance institutions (NBFC-MFI), serving over 3.4 million low-income clients across 29 states and union territories through a network of 1,568 branches and more than 11,000 loan officers. The company provides collateral-free microcredit and diversified financial solutions — including income generation loans, water and sanitation loans, and product financing — primarily targeting women entrepreneurs and underserved rural households at the bottom of the economic pyramid. With an aggregate loan portfolio exceeding ₹12,784 crore, SCNL is one of the top-10 NBFC-MFIs in India by gross loan portfolio. The company is headquartered in Gurugram and has expanded its ecosystem through subsidiaries including Satin Housing Finance Ltd. and Satin Finserv Ltd. (MSME lending).