Samastha Synergy Pte. Ltd.

Djoin (djoin.id) is an Indonesian fintech platform providing a suite of SaaS and API products to help microfinance institutions, cooperatives, and corporations grow safely and sustainably. Its ecosystem includes COOPMAX (digitization of microfinance institutions), KOCEK (AI-powered loan underwriting and risk assessment), and ProofyLink (HR and partner credential verification via BI Checking). Backed by 500 Global and Katalyst Partners, Djoin has served over 200 active partners across Indonesia. The company won the Pahlawan Digital UMKM 2022 award and has raised seed funding to expand financial inclusion for unbanked Indonesians.