Plutos

Plutos ONE is India's fastest-growing payment infrastructure company, empowering banks, billers, and consumers through a comprehensive suite of API-driven financial technology solutions. The company is a licensed and empanelled Technical Service Provider (TSP) for the Bharat Bill Payment System (BBPS) — India's youngest to achieve this status — and also operates India's largest merchant-funded offers and incentives platform with over 400 online brand partners. Plutos ONE's technology stack supports BBPS, Bharat Connect B2B, IBMB, FASTag, NCMC, and Bank Offers platforms, enabling financial institutions to rapidly deploy compliant, consumer-facing digital payment products. The company also offers conversational AI solutions for bill payments via WhatsApp and web, card activation and offers platforms for banks and card networks, and complete biller onboarding-to-settlement solutions. Key banking partners include NPCI (RuPay, UPI, BHIM UPI, BBPS), Visa, HDFC Bank, BOBCARD, Kotak Mahindra Bank, Bandhan Bank, IDFC FIRST Bank, and IDBI Bank. Plutos ONE is PCI-DSS and ISO 27001:2013 certified and runs its application stack on Meity-certified Google Cloud data centers.