Olyv
India's Most Trusted Quick Loan App
- Headquarters
- Bengaluru
- Employees
- 51–200
- Founded
- 2016
- Business Model
- B2C
- Website
- olyv.in
- Total Funding
- $23.0M
- Last Round
- $23.0M Series BFeb 2026
About
Olyv (formerly SmartCoin) is a Bengaluru-based digital lending platform serving India's underserved middle- and lower-income segments. The platform offers micro-loans up to ₹5 lakh, digital gold savings, credit score monitoring, and financial health tools — all processed fully digitally with no physical documentation. Operating as an RBI-authorised NBFC partner platform, Olyv uses AI and machine learning to assess creditworthiness for users who lack traditional credit history. The company was founded in 2016 and rebranded from SmartCoin to Olyv in January 2024.
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