Olyv

India's Most Trusted Quick Loan App

Bengaluru, India · Founded 2016 · $23.0M raised

Headquarters
Bengaluru
Employees
51–200
Founded
2016
Business Model
B2C
Website
olyv.in
Total Funding
$23.0M
Last Round
$23.0M Series BFeb 2026
Rounds
1

About

Olyv (formerly SmartCoin) is a Bengaluru-based digital lending platform serving India's underserved middle- and lower-income segments. The platform offers micro-loans up to ₹5 lakh, digital gold savings, credit score monitoring, and financial health tools — all processed fully digitally with no physical documentation. Operating as an RBI-authorised NBFC partner platform, Olyv uses AI and machine learning to assess creditworthiness for users who lack traditional credit history. The company was founded in 2016 and rebranded from SmartCoin to Olyv in January 2024.

Summary

Olyv is a Fintech company based in Bengaluru, India, founded in 2016. It has raised $23.0M in total across 1 round, most recently a $23.0M Series B round in Feb 2026. Investors include Fundamentum Partnership and SMBC Asia Rising Fund.

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Funding History

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