OatFi
The Trust Layer for B2B Payments
United States · Founded 2021 · $35.3M raised
- Founded
- 2021
- Business Model
- B2B
- Website
- oatfi.com
- Total Funding
- $35.3M
- Last Round
- $24.0M Series AJun 2025
- Rounds
- 3
About
OatFi is pioneering the first B2B credit network to support the paradigm shift in B2B payments. Only a small share of B2B payments are processed digitally today, and small and mid-market businesses adopting digital payments still struggle with working capital, adverse payment terms, liquidity issues, and stagnant growth. OatFi tackles those gaps with an API-driven, modular capital platform that delivers working capital tools at the point of payment, including flexible capital tailored to specific needs, custom UX/UI designed for seamless integration into any B2B payment workflow, and data aggregation that unifies disparate sources for underwriting. The company is establishing the foundational working capital infrastructure needed to unlock the trillions of dollars in B2B payments poised to come online.
Summary
OatFi is a Financial Services company based in United States, founded in 2021. It has raised $35.3M in total across 3 rounds, most recently a $24.0M Series A round in Jun 2025. Investors include Portage Ventures, QED Investors and Picus Capital.
Tech & App Stack
2 technologies & apps tracked
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Funding History
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Jun 2025
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Pre-Seed through Series A — per-round amounts, valuations, and who invested in each round.
Investors
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