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Mr. Presta is a Mexican fintech company headquartered in San Pedro Garza García, Nuevo León, that provides revenue-based financing and invoice factoring to small and medium-sized businesses that are underserved by traditional banks. The platform integrates with existing point-of-sale terminals, e-commerce platforms, and electronic invoicing systems to assess business creditworthiness using real transaction data rather than traditional credit scores. Loans are structured as merchant cash advances or invoice advances, with repayment tied to daily sales volumes. Mr. Presta is regulated as a SOFOM (Sociedad Financiera de Objeto Múltiple) under Mexican financial law.
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