Kaleidofin

Kaleidofin is a Chennai-based fintech platform that provides inclusive financial services to underbanked and informal-sector customers across India. The company offers goal-based savings, credit assessment, insurance, and lending-as-a-service products powered by advanced machine learning and suitability engines. Its Ki Score credit model is designed for customers who fall outside traditional credit bureau coverage, and the platform integrates with banks, MFIs, NBFCs, and corporations to deliver services at customers' doorsteps. As of 2025, Kaleidofin has underwritten over $8.7 billion in loans and serves more than 8.88 million customers across 57+ partnerships.