Firstcard

Firstcard is a US-based fintech company offering a secured credit builder card and banking platform designed primarily for college students, international students, and immigrants. Its flagship product is the Firstcard Secured Credit Builder Card, a Mastercard-powered card that requires no credit check, no SSN, and no minimum deposit. The card reports to all three major credit bureaus, helping users build credit history from scratch. Members also earn up to 1% cashback on domestic purchases and up to 4.00% APY on deposited funds through Firstcard Premium. The platform supports multilingual customer service in English, Chinese, Japanese, Spanish, and Portuguese — reflecting its focus on international and immigrant communities navigating US financial systems for the first time. Founded in 2021 and backed by seed funding of approximately $4.7 million raised in September 2023, Firstcard operates as a neobank infrastructure product built on Synctera's banking-as-a-service platform.