Conkarta

Conkarta (operating as Karta) is a US-based fintech company that issues premium US charge cards for high-net-worth international residents who hold US investment accounts, without requiring a Social Security number or ITIN. Founded in 2022 by serial entrepreneurs Freddy Juez and Orlando Espinoza, Karta provides metal Visa Infinite credit cards with credit lines up to $200,000 based on assets held at US financial institutions, enabling Latin American and other global clients to access American financial services seamlessly with no IOF fees or foreign transaction charges. The company has raised a $5.4 million seed round led by Canary and a $15 million Series A with a $125 million warehouse facility from Galaxy, CIM, and Illuminate Financial, and has partnerships with Interactive Brokers and Insigneo. Karta's 24/7 WhatsApp concierge handles bookings, disputes, and travel arrangements for cardholders globally.