Clarative

Clarative is an AI-native Third-Party Risk Management (TPRM) platform that helps enterprises — particularly financial institutions and fintechs — manage the full vendor lifecycle through intelligent automation. The platform deploys AI agents to automate due diligence assessments, monitor 3,400+ vendor relationships for breaches, adverse media, and regulatory filings, track SLA obligations and contract terms, and generate board-level compliance reports. Clarative claims to reduce due diligence cycle times by 75% and automate 95% of compliance reporting tasks. Its clients include Fortune Global 100 banks, Fortune 50 fintechs, and fintech unicorns. Core capabilities include automated data cataloging, direct source querying, performance benchmarking, contract violation detection, and AI-driven risk scoring. The platform is positioned as an alternative to manual spreadsheet-driven TPRM programs and legacy GRC tools, enabling smaller risk teams to cover expanding vendor portfolios at scale. Founded in 2023 and headquartered in San Francisco, California, Clarative is backed by investors including NFX, K5 Global, and Plug and Play Tech Center.