Clair

Clair is a New York-based embedded fintech platform that partners with HR technology companies to offer earned wage access (EWA) to employees. Rather than requiring employer setup or changes to payroll systems, Clair integrates directly into workforce management, payroll, and HR platforms — enabling workers to access a portion of their earned wages before their scheduled payday at no mandatory cost. The company uses a proprietary underwriting model based on real-time earnings data to issue no-interest, non-recourse wage advances. Clair has built integrations with major HR and payroll platforms including Gusto, BambooHR, and Intuit, and operates as a compliance-first, fully embedded on-demand pay solution.