Bump by Ownors AI

Bump (by Ownors AI) is a San Francisco-based fintech and wealth-building platform for creators, founded in 2020 by James Jones and Anton Kovalyov. The platform helps the estimated 1.2 billion creators worldwide track income and market value, manage expenses, and access micro-advances against upcoming deals and revenue — giving creators financial infrastructure that traditional institutions rarely provide. Bump offers a Creator Card (a Mastercard credit card with no monthly or hidden fees, no credit check required), direct deposit accounts with interest-bearing money market options, and AI-driven analytics to help creators negotiate better deals. The company raised a $3 million seed round in 2024 from investors including ImpactX, Capitalize, Serac Ventures, H/L Ventures, Heirloom Ventures, Mana Ventures, Snap Inc., and Sixty8 Capital.