Braid Lending

Braid Lending, now operating as Pylon, is an AI-native mortgage-lending-as-a-service infrastructure platform that enables brokers, lenders, and fintechs to originate, underwrite, process, fund, and close loans through a single API. The platform is vertically integrated from application through capital markets, cutting origination costs by 74% compared to traditional processes while enabling lenders to earn significantly more per loan by connecting directly to Wall Street funding channels. Backed by investors including Peter Thiel, Naval Ravikant, and Eric Glyman of Ramp, Pylon is building programmable mortgage rails to modernize America's $13 trillion home financing system.