Alloy Enterprises

Alloy is an identity decisioning and fraud prevention platform serving banks, credit unions, and fintech companies. Founded in 2015, Alloy provides a single API through which financial institutions can orchestrate KYC/KYB verification, AML screening, transaction monitoring, and credit underwriting — drawing on a growing ecosystem of data partners. The platform enables customers to automate onboarding decisions, detect and prevent fraud in real time, and manage ongoing customer risk. Built on AWS, Alloy is a Series C unicorn that signed 185 new clients in 2024 alone and powers an average of over 25 million identity decisions per month.