All Rankings

Top 100 Fintech Startups in the UK 2026

The most-funded fintech startups headquartered in the United Kingdom, from payments and lending to insurtech and regtech, ranked by total capital raised.

Known total funding for 100 of 100 ranked companies: $29.2B.

Showing top 100 matching companies · Ranked by total funding raised

Use company data through the API.
Example request
curl "https://indexed.vc/api/v1/companies?industries=Fintech,Payments,Insurtech,Regtech&countries=United+Kingdom&operatingStatus=active&sort=total_funding_raised&order=desc&limit=100" -H "X-API-Key: YOUR_API_KEY"

The API industry filter also matches related labels: FinTech, Financial Technology, Financial Services.

The API has no company type filter, so public companies can appear; this list counts private companies only.

The API cannot leave out companies whose latest round is a grant, private equity or debt financing; this list does.

Data from Indexed.vcUpdated

Methodology: up to 100 active companies matching this list's filters are ordered by disclosed total funding in USD. Companies whose latest round is one of: Grant, Private Equity, Debt Financing are excluded. Totals include recorded grants and other qualifying funding, not just equity. Open a company profile for its funding summary and available detail. How this data is built.

26
9fin

AI-native debt market intelligence platform for credit teams, providing real-time data, analytics...

London, United Kingdom201–500Artificial Intelligence, Data & Analytics
Series CTotal funding$251.0MMar 2026
27
PaySend

PaySend is a fintech company that solves the universal problem to securely enable any bank card t...

London, United Kingdom201–500Retail, Fintech
Growth EquityTotal funding$249.8MApr 2026
28
Paymentology

Global card issuing and processing platform helping fintechs, digital banks, and financial instit...

London, United Kingdom501–1000Fintech, Payments
Venture RoundTotal funding$240.0MMay 2026
29
ClearBank

Apax Digital portfolio company

London, United Kingdom501–1000Banking, Fintech
Venture RoundTotal funding$238.6M
30
Payhawk

AI-native spend management platform that unifies corporate cards, expenses, invoices, payments an...

London, United Kingdom501–1000Fintech, Payments
Series ATotal funding$235.3M
31
Fnality

Fnality develops central-bank-money-backed payment systems that let banks settle wholesale transa...

London, United Kingdom51–200Infrastructure, Crypto & Web3
Series CTotal funding$230.8MSep 2024
32
Zego

Insurtech unicorn providing commercial motor insurance products for self-employed drivers, delive...

London, United Kingdom201–500Financial Services, Insurtech
Series CTotal funding$221.7MApr 2026
33
Cleo

Cleo gives people personalized financial guidance through a conversational AI assistant that help...

London, United Kingdom201–500Artificial Intelligence, Fintech
Series CTotal funding$218.4MJun 2022
34
Pollinate

Pollinate provides a cloud-based digital experience platform that helps banks offer merchant serv...

London, United Kingdom51–200Fintech, Payments
Series CTotal funding$213.7MMar 2021
35
ClearScore

ClearScore provides free credit scores and reports to consumers, helping millions manage and impr...

London, United Kingdom201–500Fintech
Growth EquityTotal funding$200.0MJun 2021
36
iwoca

iwoca provides flexible, fast business loans from £1,000 to £1M for UK SMEs, with decisions in 24...

London, United Kingdom201–500Fintech
Series DTotal funding$197.0MFeb 2019
37
LemFi

LemFi provides multi-currency wallets and international money transfers that help immigrants send...

London, United Kingdom51–200Fintech
Series ATotal funding$191.8MJun 2026
38
YuLife

YuLife builds employee insurance products that inspire healthier living and reward wellbeing, com...

London, United Kingdom51–200HR Tech, Insurtech
Series CTotal funding$190.0MJul 2022
39
SEON

SEON provides businesses with real-time fraud and AML risk decisions using first-party data signa...

London, United Kingdom201–500Artificial Intelligence, Cybersecurity
Series CTotal funding$188.9MSep 2025
40
The Bank of London

The Bank of London is the UK's sixth principal clearing bank, offering API-first payments, cleari...

London, United Kingdom51–200Banking, Fintech
Venture RoundTotal funding$185.0MAug 2024
41
Flagstone

Flagstone is the UK's leading cash savings platform, enabling individuals, businesses, and charit...

London, United Kingdom201–500Fintech, Wealth Management
Series CTotal funding$181.4MJun 2024
42
PPRO

PPRO provides local payment services, combining local intelligence, technology, and payments expe...

London, United Kingdom501–1000Financial Services, Fintech
Venture RoundTotal funding$180.0MMar 2024
43
McGill and Partners

London-based specialist insurance and reinsurance broker with 600+ colleagues globally, serving l...

London, United Kingdom501–1000Fintech
Series BTotal funding$175.0MJun 2026
44
Premfina

Tech-led premium finance platform helping brokers, MGAs, and insurers spread insurance premium co...

London, United Kingdom51–200Fintech
Venture RoundTotal funding$163.0MApr 2026
45
Moneyfarm

Moneyfarm is a pan-European digital wealth management platform offering robo-advisory, ISAs, SIPP...

London, United Kingdom201–500Fintech
Series DTotal funding$156.5MJan 2022
46
Molo

UK's first fully digital mortgage lender offering real-time underwritten buy-to-let mortgages and...

London, United Kingdom51–200Fintech
Series ATotal funding$153.7MOct 2020
47
Codat

Provides a universal API that connects small business accounting and financial systems to banks a...

London, United Kingdom51–200Data & Analytics, Developer Tools
Series CTotal funding$150.0MJun 2022
48
Curve

Curve is a London-based fintech offering a digital wallet and card that consolidates multiple pay...

London, United Kingdom201–500Fintech
Extension RoundTotal funding$150.0MSep 2023
49
Kuda

Kuda is a Nigerian digital-only neobank offering free banking, instant transfers, savings, and lo...

London, United Kingdom201–500Banking, Fintech
Venture RoundTotal funding$146.6MJan 2024
50
Moneybox

Moneybox is a wealth management platform on a mission to give everyone the means to get more out ...

London, United Kingdom201–500Fintech
Venture RoundTotal funding$143.7MApr 2022