XL Innovate

Venture Capital

XL Catlin-sponsored corporate VC fund focused exclusively on P&C insurtech startups addressing emerging and underserved risks globally.

San Francisco, United States · 12+ investments

Seed
Early Stage
Growth
Fintech
InsurTech
Insurance
Climate Tech
Insurtech
SaaS
Headquarters
San Francisco, United States
Founded
2015
Total Investments
12
Last Investment
Jun 2026
Geographic Focus
Global, United States, North America

Investment Thesis

Corporate VC exclusively focused on P&C insurance technology; backing startups that address emerging and underserved risks through data, analytics, and digital distribution.

XL Innovate is a Venture Capital firm based in San Francisco, United States. It has made 12 investments in Fintech and InsurTech.

Investment History

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XL Innovate — Investor Profile & Portfolio | Indexed.vc