YAS

YAS MicroInsurance is a Hong Kong-based next-generation insurtech company using blockchain, AI, GPS, and Open APIs to deliver on-demand, affordable microinsurance products embedded into daily lifestyle moments. Founded in 2019, YAS offers event- and time-based micro-protection starting at US$0.50 per trip, covering active lifestyle pursuits such as cycling, running, hiking, and commuting. The platform enables insurance to be activated on-demand via GPS and integrated into third-party apps and transport systems through open APIs, targeting Gen Z and millennial consumers across Hong Kong, Malaysia, and Southeast Asia.