Xodus Technologies

Xodus (formerly Omni FinTech), now operating as Xodus Capital Finance, is a fintech founded by Jelani Sutherland, a US Air Force veteran and former airline pilot. The Techstars-backed company operates as an impact-lending firm for African growth markets: it delivers short-term working-capital microloans over mobile-money rails, deployed via Vodacom M-Pesa in Tanzania. Underwriting is automated with daily loan cycles, targeting women, youth, farmers, and informal entrepreneurs largely excluded from formal banking in a market with near-universal mobile phone penetration. The company is US-registered, with profiles listing Dover, Delaware and Charlotte, North Carolina.