Vrtx

Vrtx is a Saudi Arabia-based fintech infrastructure platform that enables businesses to launch and embed financial services — including digital wallets, card issuance, and payout capabilities — directly into their own products via APIs and SDKs. The platform handles the full stack of embedded finance: customer onboarding with automated KYC and sanctions screening, wallet management for spending and receiving money, instant payouts to merchants and partners, and branded physical and digital card issuance. Vrtx serves a range of use cases including delivery and driver apps (real-time earnings and spendable cards), gig worker platforms, loyalty and rewards programs, and retail or e-commerce operators seeking to issue branded cards. Built on a developer-first infrastructure, vrtx is designed for compliance with KSA regulatory requirements, offering scalable integration paths for fintechs looking to embed payment capabilities without building core banking infrastructure from scratch.