ValU

Valu is Egypt's leading universal financial technology powerhouse and the first fintech company in the country to become listed on the Egyptian Exchange (EGX). Originally pioneering buy-now-pay-later (BNPL) in Egypt, Valu has expanded into a comprehensive suite of financial products including flexible payment plans across over 9,000 stores and online platforms, prepaid and co-branded credit cards, personal loans, a consumer marketplace, car financing, and investment products through its AZValu money market fund. With over 3 million users, Valu also serves SMEs through Valu Business, providing workforce and operations management tools. The company offers repayment tenures ranging from 1 to 60 months across its product lines.