UPSIDER

UPSIDER is a Tokyo-based fintech company that provides AI-powered corporate cards, invoice payment services, and growth debt financing to startups and growth-stage companies in Japan. Its proprietary AI credit assessment model enables companies that traditionally struggled to secure adequate credit limits to access the funding they need, while automating expense management, receipt processing, and card governance. Serving over 100,000 companies with more than 850 billion yen in total transaction volume, UPSIDER positions itself as a full-stack financial platform — combining cards, lending, and AI tooling — to help challengers turn ambition into victory.