Uplinq

Uplinq Financial Technologies is a Toronto-based fintech company providing AI-driven credit decisioning support technology for small business lenders worldwide. Founded in 2021 by Ron Benegbi and mathematician Patrick Reily, Uplinq aggregates insights from over $1.4 trillion in underwritten loans and more than 10,000 unique data sources to deliver highly predictive credit risk scores and analytics via API. The platform helps lenders approve and manage risk on small business loans they would otherwise decline under conventional underwriting criteria, improving financial inclusion for SMEs globally. Uplinq won 'Fintech Startup of the Year — Lending' at the Banking Tech Awards USA 2023.