Token

Token.io is a leading account-to-account (A2A) payment infrastructure company that powers Pay by Bank solutions for banks, fintechs, platforms, and payment companies. Founded in 2015 by serial Silicon Valley entrepreneur Steve Kirsch, Token.io processed the UK's first open banking-enabled payments in 2018 and has since become a frontrunner in the open banking and A2A payments space. The company is authorised as both an AISP and PISP by the FCA in the UK and by BaFin in Germany. Its blue-chip customer base includes HSBC (a strategic investor), Mastercard, BNP Paribas, ACI Worldwide, Computop, Nuvei, and Paysafe. Token.io is headquartered in London with its registered address at 10 John Street, London, WC1N 2EB.