- Headquarters
- London
- Employees
- 501–1000
- Founded
- 2014
- Business Model
- B2B
- Website
- thoughtmachine.net
- Total Funding
- $567.8M
- Last Round
- $23.4M Series AJul 2026
- Rounds
- 6
About
Thought Machine is a London-based fintech company that builds cloud-native core banking and payments technology for the world's leading banks. Its Vault Core platform is a complete core banking system built from scratch without legacy code, designed to run natively in the cloud with horizontal scaling and continuous deployment. Vault Payments enables banks to process all payment types for every method, scheme, and region. Founded in 2014, Thought Machine was named a Leader in the 2025 Gartner Magic Quadrant for Retail Core Banking Systems. Investors include JPMorgan Chase, Lloyds Banking Group, ING, Standard Chartered, and SEB.
Summary
Thought Machine is a Fintech company based in London, United Kingdom, founded in 2014. It has raised $567.8M in total across 6 rounds, most recently a $23.4M Series A round in Jul 2026. Investors include Temasek, Nyca Partners and ING.
Tech & App Stack
13 technologies & apps tracked
Every product and vendor across these categories, with where each signal came from.
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Funding History
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Jul 2026
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Series A through Extension Round — per-round amounts, valuations, and who invested in each round.
Investors
Temasek
1 round
Nyca Partners
1 round
ING
2 rounds
Lloyds Banking Group
2 rounds
Eurazeo
1 round
JPMorgan Chase
1 round
Intesa Sanpaolo
1 round
Morgan Stanley
1 round
SEB Greentech
1 round
JPMorgan Chase Strategic Investments
1 round
Standard Chartered
1 round
Backed
1 round
Playfair Capital
1 round
IQ Capital Partners
1 round
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