SmartBank

for English | SmartBank, Inc.

Tokyo, Japan · Founded 2019 · $74.2M raised

Headquarters
Tokyo
Employees
51–200
Founded
2019
Business Model
B2C
Total Funding
$74.2M
Last Round
$27.0M Series BNov 2024
Rounds
3

About

SmartBank is a Tokyo-based fintech company founded in 2019 that offers AI-powered household budgeting and personal finance management services. Its flagship product, B/43 (now rebranded as OneBank), is an all-in-one AI finance app paired with a Visa prepaid card that enables individuals, couples (via Pair Card), and families (via Junior Card) to manage spending in real time. The app supports credit card and bank account aggregation, AI receipt scanning, and automated spending categorization, and had surpassed 2 million cumulative downloads as of July 2025. SmartBank is headquartered in Shinagawa-ku, Tokyo, and has raised a total of approximately $47M across multiple funding rounds.

Summary

SmartBank is a Fintech company based in Tokyo, Japan, founded in 2019. It has raised $74.2M in total across 3 rounds, most recently a $27.0M Series B round in Nov 2024. Investors include SMBC-GB Growth Fund, GLOBIS and Seven Bank.

Tech & App Stack

3 technologies & apps tracked

Every product and vendor across these categories, with where each signal came from.

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Funding History

Series BSeries BNov 2024
$27.0M

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Series A through Series B — per-round amounts, valuations, and who invested in each round.

Investors

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