Safqah (صفقة المالية) is a Saudi Capital Markets Authority-licensed Shariah-compliant crowdfunding platform that enables retail and institutional investors to participate in real estate development debt financing. Investors fund residential and commercial development projects starting from SAR 1,000, earning up to 14.6% annual returns secured by land mortgages and performance bonds. An AI-powered due diligence engine performs technical, financial, and credit assessments on every project. All investment products are certified by an independent Sharia supervisory board, and zero defaults have been recorded to date.
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