Ringkas is a digital mortgage platform founded in 2020 by Ilya Kravtsov, Leroy Pinto, Puguh Widyoko, and Yoko Simon to address Indonesia's homeownership challenge. The platform simplifies the mortgage application process by offering pre-qualification, multi-lender applications, and real-time application tracking. Ringkas has integrated with property developers, digital payment platforms (DANA, OVO), and financial institutions across Indonesia. The company has raised over $5M in funding (Pre-Series A as of 2025) and aims to create mortgage transactions worth $200M within 12 months. Ringkas is registered with Indonesia's Financial Services Authority (OJK) and ISO 27001 certified.
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May 2023
May 2022
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