Rekord

Rekord is an AI-native decision automation platform purpose-built for banks and fintechs that need to streamline credit underwriting, customer onboarding, compliance, and fraud operations. The platform unifies data from bureaus, registries, open banking, and adverse media sources into a single context graph, then lets credit and risk teams design, run, and modify decision workflows without waiting on engineering. Its dynamic policy engine accepts natural-language policy definitions, versions every change, and maintains a full audit trail for regulatory review. Founded in 2024 by ex-AWS engineers Christopher Lynch (CEO) and Mark Noone (CTO), Rekord has raised $2.1M in pre-seed funding and reports an 83% reduction in time-to-decision and a 74% reduction in manual work for its customers.