Raio Beneficios

Raiô Benefícios is a Brazilian corporate benefits platform founded in 2023 that offers a complete benefits ecosystem across 16 categories — including food, meals, culture, fuel, mobility, remote work, health, and education — on a single Visa card accepted at over 12 million establishments in Brazil. The platform provides HR teams with an intuitive management portal featuring AI-assisted payroll error correction, zero-cost card issuance and delivery, and a lightweight employee app for balance tracking and virtual cards. Backed by US$10 million in investment and co-founded by José Renato Hopf, founder of Getnet, Raiô targets mid-to-large enterprises seeking a flexible, cost-free alternative to fragmented benefits administration.