Multipl

Multipl is Indias first higher-yield spending account that replaces idle bank savings with AMFI-regulated liquid mutual funds, earning users up to 7% returns on money set aside for everyday spending categories like food, travel, and groceries. Users can invest toward specific spending goals — such as a vacation, gadget, or school fees — and redeem their money as gift cards or vouchers from 100+ brand partners including Swiggy, Zepto, and Flipkart, combining investment returns with brand discounts. The platform also offers planned spending accounts and a long-term wealth account, serving over 500,000 Indian consumers with a B2C mobile-first model regulated under SEBI and AMFI.