MoneyBadger

MoneyBadger is a South African Bitcoin-priority crypto payments service provider (CPSP) that enables real-world spending of cryptocurrencies for both online and in-store transactions. The platform handles all technical complexity and exposure risk for merchants, settling them in South African Rand, Bitcoin, or stablecoins. MoneyBadger leverages the Bitcoin Lightning Network to enable instant, low-cost transactions and integrates with major South African crypto service providers and point-of-sale systems so merchants only need a single integration. The company is FSCA-licensed as a Crypto Asset Service Provider (CASP) and has activated cryptocurrency payments at over 650,000 merchant locations through its partnership with Scan to Pay via Zapper. Founded in Stellenbosch by Carel van Wyk (formerly of Luno and SnapScan) and Carl Kritzinger (formerly of KnowBe4 and FireWorks), MoneyBadger raised a R7.2 million ($400,000) pre-seed round in 2025. The company operates with a mission to make Bitcoin a practical everyday payment method across South Africa.