Monet

Payroll-backed loans and cash advances in Latam

Miami, United States · Founded 2020 · $4.0M raised

Fintech
YC S21
Headquarters
Miami, Florida
Employees
11–50
Founded
2020
Business Model
B2C
Total Funding
$4.0M
Last Round
$4.0M Series ADec 2025
Rounds
3

Totals include recorded grants and other qualifying funding, not just equity. What counts toward funding.

About

Monet transforms access to credit for people without credit history through an online, no-interest process. It offers low-amount 30-day credit used mainly for basic needs or businesses, and contributes to responsible financial inclusion in Colombia. Monet implements open banking strategies to analyze financial behavior and files only positive reports to credit bureaus so users can build a credit history.

Summary

Monet is a Fintech company based in Miami, United States, founded in 2020. It has raised $4.0M in total across 3 rounds, most recently a $4.0M Series A round in Dec 2025. Investors include Force Over Mass Capital, Portfolio Ventures and Outrun Ventures.

Tech & App Stack

8 technologies & apps tracked

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Funding History

Series ASeries ADec 2025
$4.0M

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Funding: Seed through Series A. Amounts, valuations, and investors where available.

Investors

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