M-Kopa

Smart Phone, Smart Money, Smart Choice

London, United Kingdom · Founded 2010 · $238.4M raised

Headquarters
London
Employees
1001–5000
Founded
2010
Business Model
B2C
Website
m-kopa.com
Total Funding
$238.4M
Last Round
$160.0M Series FJul 2025
Rounds
4

About

M-KOPA is a UK-headquartered African fintech platform providing affordable smartphone financing and embedded digital financial services to everyday earners across Kenya, Uganda, Nigeria, Ghana, and South Africa. Customers make a small deposit and affordable daily micro-instalments to own smartphones, then leverage their repayment history to access digital loans, hospital coverage, and data bundles. The company has deployed over $1.5 billion in credit to more than 5 million customers.

Summary

M-Kopa is a Fintech company based in London, United Kingdom, founded in 2010. It has raised $238.4M in total across 4 rounds, most recently a $160.0M Series F round in Jul 2025. Investors include Sumitomo and Standard Bank Group.

Tech & App Stack

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Funding History

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Series FSeries FJul 2025
$160.0M

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Seed through Series F — per-round amounts, valuations, and who invested in each round.

Investors

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