Liberis

Liberis is a global embedded finance platform that enables platforms — including vertical SaaS providers, marketplaces, payment processors, and payment companies — to deliver contextual, accessible funding solutions to small businesses at the moments that matter. Operating across 15 global markets through a network of over 30 partners, Liberis has deployed over £3 billion in funding to more than 70,000 small businesses and reaches 1.5 million SMBs globally. The company co-creates tailored funding products with its platform partners, embedding revenue-based financing and working capital solutions seamlessly into existing ecosystems so merchants receive right-time offers based on real business signals. Products include Starter Capital, Working Capital, Flex Capital, and Pay with Liberis. Liberis is headquartered in London and backed by Nordic Capital, among others. In 2026, Liberis agreed to merge with Swedish SMB lender Qred, creating a market-leading global platform for SMB financing valued at approximately £745 million.