- Headquarters
- Tokyo
- Employees
- 11–50
- Founded
- 2021
- Business Model
- B2B
- Website
- lecto.co.jp
- Last Round
- Venture RoundNov 2024
- Rounds
- 1
Indexed holds 1 funding round for this company. The full record is or through the API.
About
Lecto (Lecto, Inc.) is a Japanese fintech company founded in January 2021 and headquartered in Shibuya, Tokyo. The company provides an end-to-end digital platform for debt management, dunning, collection, and reconciliation operations — dubbed 'collections tech' (督促回収テック). Lecto's platform automates the complex workflows involved in receivables management, enabling financial services companies, retailers, and subscription businesses to reduce manual collection operations and improve recovery rates using AI-driven analysis of customer data and payment patterns. As of 2025, Lecto had managed cumulative debt amounts exceeding JPY 47 billion. Investors include MUFG's IP division and SMBC Consumer Finance (SMBC Group). The company has ISO 27001 (ISMS) certification.
Summary
It lists 11–50 employees. Its most recent funding was a Venture Round in Nov 2024.
Tech & App Stack
2 technologies & apps tracked
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Funding History
Nov 2024
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