Jove

Jove is a UK-based insurtech company founded in 2021 that provides digital-first, API-driven commercial insurance solutions for SMEs, independent contractors, and self-employed professionals. Its platform offers bundled business insurance products including professional indemnity, public liability, and employer liability coverage, enabling instant quote-to-bind in under 90 seconds with immediate policy documents and no paperwork. Jove also operates a broker network with white-labelled digital capabilities and an AI-powered contractor insurance validation tool that parses insurance documents and verifies compliance in under one minute. The company targets the pan-European and global market for flexible, portable business insurance, serving contractors across the UK, Europe, and the USA through both direct and embedded broker-partner channels.