FloodFlash

FloodFlash is a sensor-based parametric flood insurance company that helps businesses, landlords, and public entities access flood coverage in high-hazard and hard-to-place locations. Unlike traditional insurance, FloodFlash installs a smart IoT sensor on the insured property that measures flood depth in real time. When water reaches a pre-agreed trigger depth, a rapid cash payout is automatically issued — no loss adjusters, no lengthy claims process. FloodFlash policies are fully configurable: clients choose trigger depths and payout amounts that match their specific risk exposure. The company operates in the UK and US markets and is particularly focused on the 80% of global catastrophic flood losses that remain uninsured.