Federato
AI-native insurance, built in — not bolted on.
San Francisco, United States · Founded 2020 · $180.0M raised
- Headquarters
- San Francisco, California
- Employees
- 51–200
- Founded
- 2020
- Business Model
- B2B
- Website
- federato.ai
- Total Funding
- $180.0M
- Last Round
- $100.0M Series DNov 2025
- Rounds
- 4
About
Federato is an AI-native insurance platform that spans the full property and casualty policy lifecycle, from submission triage and underwriting decisioning to portfolio management. Using deep reinforcement learning, it helps insurers identify high-appetite risks, optimize portfolios, and automate compliance workflows. Customers include major carriers such as QBE and Nationwide.
Summary
Federato is an Artificial Intelligence company based in San Francisco, United States, founded in 2020. It has raised $180.0M in total across 4 rounds, most recently a $100.0M Series D round in Nov 2025. Investors include Goldman Sachs, Caffeinated Capital and Pear VC.
Tech & App Stack
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Funding History
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Nov 2025
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Series A through Series D — per-round amounts, valuations, and who invested in each round.
Investors
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