Experian India

Experian India operates through two entities: Experian Credit Information Company of India Private Limited (ECICIL), India's first RBI-licensed credit bureau established in December 2006, and Experian Services India Private Limited (ESIPL), which provides decisioning software, risk management, and fraud and identity verification services. As a credit bureau, Experian India collects and maintains credit data on millions of Indian consumers and businesses, issuing credit reports and scores used by lenders, banks, and NBFCs to make informed lending decisions. Consumer-facing services include free and paid credit reports, credit score monitoring with real-time alerts, a Score Simulator tool, and dispute resolution support. On the commercial side, Experian India offers business credit reports, microfinance bureau data, scorecard solutions, and fraud prevention tools such as Hunter Fraud Score. The company serves a broad range of clients including banks, financial institutions, insurance companies, telecom operators, and retail lenders across India, enabling them to assess borrower creditworthiness, reduce default risk, and expand financial inclusion. Experian India has been recognized among India's Great Mid-size Workplaces (Top 50, 2024) and maintains 228,000+ LinkedIn followers, reflecting its significant presence in India's financial services ecosystem.