Epassi

Founded in Helsinki in 2007, Epassi is a pioneer in digital employee benefits and payments and the leading multi-benefits platform in Europe. Serving over 36 million users, 50,000 employers, and 107,000 merchants across 9 markets, Epassi replaces paper vouchers and physical cards with a 100% digital mobile app. Employers top up employee accounts with benefit allowances covering meals, sport, healthcare, culture, commuting, and bike leasing, while Epassi acts as the full-service payment and HR accounting intermediary between employers and merchants. The platform benefits from a strong network effect as its user base and merchant network continue to grow.