Duppla

Duppla is a Colombian alternative housing financing company making homeownership accessible to underserved families who are excluded from the traditional banking system. The company's flagship product is a debt-free financing model that covers 85% of the property value and transaction costs, with approval in as fast as 5 days, enabling buyers in Bogotá to purchase a home without a bank or a perfect credit history. Using a rent-to-own model and behavioral data-driven credit decisioning (partnering with platforms like Begini), Duppla targets the vast majority of Colombian adults — only 3% of whom have a mortgage — who have been locked out of homeownership. Co-founded in 2021 by Harvard Business School and MIT alumni Cristian Villamizar and Felipe Fierro, Duppla is democratizing access to real estate through alternative financing and building a sustainable property investment ecosystem across Latin America.