
Ditch
The first consumer AI app built to automate debt freedom.
Atlanta, United States · Founded 2023 · $140K raised
- Headquarters
- Atlanta, Georgia
- Employees
- 1–10
- Founded
- 2023
- Business Model
- subscription
- Website
- ditch.io
- Total Funding
- $140K
- Last Round
- $120K SeedMar 2025
- Rounds
- 3
About
Ditch is a consumer AI app that automates debt repayment by rounding up everyday purchases and sending the spare change directly toward users' outstanding debt. Layered on top is Dani, an AI debt assistant that builds personalized payoff plans, tracks progress, and proactively nudges users to stay on track. The platform also offers an employer-facing financial wellness benefit, enabling HR teams to offer debt repayment support as part of employee benefits packages. Within months of launch, Ditch grew to tens of thousands of users and facilitated over $1.2 million in round-up payments. The company was backed with a $1.1M pre-seed round in January 2025.
Summary
Ditch is an Artificial Intelligence company based in Atlanta, United States, founded in 2023. It has raised $140K in total across 3 rounds, most recently a $120K Seed round in Mar 2025. Investors include Techstars.
Tech & App Stack
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Funding History
Mar 2025
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Funding: Seed through Angel. Amounts, valuations, and investors where available.
Investors
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