How much funding has Defacto raised?

Defacto has raised $30.3M in total funding, most recently a Series B round.

Who are Defacto's investors?

Defacto's investors include Northzone, Citi Ventures, La Maison.

Where is Defacto headquartered?

Defacto is headquartered in Paris.

Defacto

Instant financing. The kind SMEs actually deserve.

Paris · Founded 2021 · $30.3M raised

Fintech

Headquarters: Paris
Employees: 51–200
Founded: 2021
Business Model: B2B

Website: getdefacto.com
Total Funding: $30.3M
Last Round: $16.0M Series BJun 2023
Rounds: 3

About

Defacto was built to solve the €700 billion working-capital gap SMEs face daily, rebuilding credit infrastructure to make short-term financing fast, precise, and reliable. The Paris-based fintech has deployed more than €1.3 billion in funding, processed over 75 million transactions, and supported more than 25,000 SMEs through four products — Direct, Liquid, Connect, and Core — spanning self-serve lending, embedded APIs for partners, and Lending-as-a-Service infrastructure for banks. Defacto is ACPR-licensed and ISO 27001 certified, and was named France's fastest-growing company in 2026 by Les Echos.

Summary

Defacto is a Fintech company based in Paris, founded in 2021. It has raised $30.3M in total across 3 rounds, most recently a $16.0M Series B round in Jun 2023. Investors include Northzone, Citi Ventures and La Maison.