CredPal

CredPal is a Nigerian consumer fintech platform offering buy now pay later (BNPL) financing, allowing customers to purchase electronics, appliances, furniture, fashion, and other goods and split payments into four interest-free installments. The platform also provides dollar and naira virtual cards, bill payments, and credit-building services through its mobile app. CredPal partners with e-commerce platforms like Jumia and works directly with merchants to offer embedded checkout financing across Nigeria.